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User Info: Punnyz

Punnyz
1 month ago#101
also apparently they'll have me pay for their attorney fees too
https://i.imgur.com/qBpLe47.png
http://i.imgur.com/25MHSn1.gif

User Info: LadyVyxx

LadyVyxx
1 month ago#102
Punnyz posted...
also apparently they'll have me pay for their attorney fees too


Yes if you lose you often are required to pay at least partial lawyer fees of the opposition. If this was some major thing I'd still suggest getting a lawyer but this is $1200 or close to it? If you lose in court you'll be up a lot more with their lawyer fees.

I'd just call them and settle out of court. They may wave part of the incurred interest and also let you pay via a payment plan equal payments over a set amount of time.

User Info: Snrkiko

Snrkiko
1 month ago#103
you can still appear in court (and probably should to avoid a default if that deadline is coming up) and also settle. appearing in court doesn't preclude you from settling privately.

it's tough to know exactly what you're dealing with without seeing any papers, but you shouldn't be paying any of their fees until there's some kind of final judgment, if ever.
...Snrk.
And theeen, we do stuff like, 'Persona!' with our Personas and beat the crap outta Shadows...

User Info: redrocket

redrocket
1 month ago#104
Bro,

Now that it’s established that this is (somehow) actually real....

There is now ABSOLUTELY no excuse to not seek out free legal advice (if not representation).

So definitely do that BEFORE you contact them.
It's like paying for bubble wrap. -transience on Final Fantasy: All the Bravest

User Info: Uglyface2

Uglyface2
1 month ago#105
So settling for a smaller balance isn’t a good idea. Debt collectors can get what they can, then sell the balance to an even lesser scrupulous collector, and that hurts you again.

User Info: Punnyz

Punnyz
1 month ago#106
huh, I never heard of that happening before
https://i.imgur.com/qBpLe47.png
http://i.imgur.com/25MHSn1.gif

User Info: ChaosTonyV4

ChaosTonyV4
1 month ago#107
Punnyz posted...
I'm sorry, I don't think i can prove and disprove anything if I try to fight it

and I don't want to owe the court money either


You don’t have to disprove them. In fact, you literally can not prove a negative.

They have to prove that you owe the debt, AND that they are entitled to collect it.

Read some of the links I’ve posted, man.
Phantom Dust.
"I'll just wait for time to prove me right again." - Vlado

User Info: Uglyface2

Uglyface2
1 month ago#108
Punnyz posted...
huh, I never heard of that happening before


It was a thing. There were articles about what they called zombie debt collectors. You generally don’t get the nicest people in debt collection.

User Info: Corrik7

Corrik7
1 month ago#109
Uglyface2 posted...
It was a thing. There were articles about what they called zombie debt collectors. You generally don’t get the nicest people in debt collection.
You could easily fight that if you actually paid your debt.

You owe, you know you owe, so work out an agreement to pay what you owe.
Xbox Live User Name - Corrik
Currently playing: Division 2

User Info: Punnyz

Punnyz
1 month ago#110
Yea tony, I'm not saying this didn't happen

I think your angle is that you think the debt collector is making this up and is trying to scam me or something

The papers have dates of the debts on them, I'm sure they have logs of when they tried calling me

like I said before, I don't think I can disprove anything

and I just don't want to chance them not showing up if I try to fight it or something
https://i.imgur.com/qBpLe47.png
http://i.imgur.com/25MHSn1.gif
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