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The 230 Luck *just* for Dark Mindy is idiotic and I do t know why I had to test that to see it. She's got small HP for a super boss, she can be separated from her sisters and you can annihilate her with Overdrives and Aeon Block/Ribbon Block the worst of Graviton.
I never went past 115 Luck and I'm glad I didn't. I have more than enough to farm Penance. I Zanmato-cheesed him for the Trophy, and reset so I can farm his arms and fight him legit later.
"Oh yeah, forgot Lydia. Those legs.. I'd lift her skirt and give her the least satisfying 30 seconds of her life." ~ DeltronFF