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Xenogears? I think I started that game once, but I don't remember much about it.
Some older games are unforgiving like that. I remember that you can get pretty screwed in EarthBound if you go to the final dungeon without knowing how to prepare first. The enemies are tough as nails and there's no way to leave.
Crashing the mobile house into artillery?? How long have you been in the force!?