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Oh and yeah, here's a good tip: The easiest way to get money is to sell fossils. As soon as you can, get a shovel, and find some fossils. You can easily get around 5 a day, and average ones sell at around 3000 bells. 15000 bells a day once you got a cycle going. Oh, and if you need letters, just head to the junkyard. There is always some there (I remember when i first started out, i always had so much paper and i couldnt get rid of it. Once i discovered fossils, i finally had a use for the stuff).
TEXANS: we go in, they don't come out! Check my quote for something cool!
you know the post office? Talk to the person there and you should be able to pay off your debt there. Once you pay off all the debt talk to Nook and he'll expand your home (he lets you choose not to expand it, but either way the house gets expanded)
idk if they "unstick" topics, but if people keep yackin here its gonna get untstuck if they do anything like that
and heres a tip: when you ask for a job and are told to write a letter, attach a present(non-native fruits work best for me), and youll get furniture or sometimes another non-native fruit(this got me all the fruits in my town except coconuts).
and another one: when you write a letter to one of the animals, theyll probably talk about your gibberish or whatever unless you use their "word"(the word that they end most sentences with like 'whats up, slacker')