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Thats why they are cutting it pretty much in favor of a pure charisma check
Maybe a healthy mix between the two would be ideal. A small chance to succeed despite not meeting the speech requirement, based on the opposing character's Intelligence stat.
I dunno they should allow speech bypasses more often. I liked new vegas presenting the faction clothing. I thought this would be great to further the idea as allow int/charima to allow you to blend in. I want an agent 47 playthrough that would allow you to slip in dressed as a raider sneak to the bosses room and leave a frag mine under the bed and have you trying to leave undetected or dress as a synth and get face sculpted and sneak in poseing as a synth.
I agree speech should be a combo of int and charisma though. So that way if you where to do a decent int to be a charmer as you need to be intelligent to carry a convo.